If you have a credit card, you most likely know how rewards work. For example, one credit card may give you 2 points for every dollar of gas, 3 points for Amazon purchases, and 1 point for all other purchases. Then, after you've collected 10,000 points, you learn that the best reward to spend them on is a soda or something. Apple is supposedly doing this with Apple Pay, hopefully, with better rewards. It's not known how this will work, but we think it'll be revealed at WWDC this year. Perhaps this will incorporate iBeacons into it, where you walk past certain products and your points unlock sales for those products. WWDC's keynote will be on June 8th.
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